Attract Abundance

According to Wallace Wattles, an abundant life is your inherent right. The very first chapter of Wattles classic 1910 book “The Science of Getting Rich” is devoted to the idea that you absolutely deserve and have the be right to be rich.

Yet ironically, this belief, which is literally a prerequisite to mastering the use of law of attraction — which is what Wattles book is really about — is also the single biggest stumbling block for most people.

It is easy to understand why. Most people on this planet carry deeply ingrained, negative beliefs about money that have been instilled from birth, if not conception. And these are beliefs that have been part of civilization for for thousands of years.

Ideas such as money being the root of all evil, or that good deeds should not be compensated. Indeed you live in a world where the higher your purpose and the greater the value you bring to society, the lower your compensation expectations. If you don’t believe that statement to be true, simply look at the average wage of a nurse, or a teacher, or a social worker.

It’s as if good deeds should not be compensated because if you ask for compensation, then it is no longer a good deed.

This is the reality of the belief system under which the vast majority of people in the world operate. It is a belief system that is extremely difficult to overcome because it has been socialized into the very fabric of most human cultures. There is an inherent disconnect between the idea of being a good person doing a good deed and being well compensated for doing so.

This belief is so debilitating to your prospects of living the abundant life you really want. Unless you are able to overcome these ingrained attitudes around money, your thoughts — conscious or subconscious — are sabotaging your progress every step of the way. They do not serve you in your quest for prosperity.

This is the reason why Wallace Wattles goes to great lengths to emphasize that not only is the Universe abundant, but you have as much right to share in that abundance as everyone else.

“The object of life is development; and everything that lives has an inalienable right to all the development it is capable of attaining.” (Wallace Wattles)

The truth is that money is simply a tool. To have more money and abundance means you are able to do more … for the good of everyone whose life you touch. You can help more people and you can give back more the world when you have more to give. That is the reality of money and that is why an abundant life is your inherent right.

Once you are able to adopt this new belief system about money and abundance, you free your mind of the self sabotage that holds back 95% of the population. This is the first step you must undertake if you are to successfully implement the science of getting rich.

If you would like to build positive beliefs about money so that you can attract the money and abundance you want into your life, Click Here Now: Wattles Abundant Life

Copyright © 2010 by Warren Wojnowski, All Rights Reserved

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Wattles science: Are you familiar with the term? Wallace D Wattles is the author of the classic 1910 book, The Science of Getting Rich. This is the book that inspired the hit 2006 movie The Secret by Rhonda Byrne and it is referred to by many as a wealth and success manual for anyone who wants to get rich.

In The Science of Getting Rich, Wattles discusses the key principles that have been proven over and over to not only work, but which serve in fact as the foundation you must build in order for you — or anyone — to get rich in any and all aspects of your life. One of the aspects of Wattles work that is so compelling, but which is also so confusing for many is that when you formulate a thought, you begin a creative process that brings that thought into reality.

This is the essence of law of attraction, which is really at the heart of what Wattles teaches in his book.

The challenge though is to clearly focus on a thought stream that allows what you want to create to actually occur. If you are like most people, you no doubt have noticed that your mind has a tendency to wander and focus on all of the things you don’t want to happen instead of the things that you do want to happen. This is the default way in which you have been conditioned to think.

And this is why Wallace Wattles refers to focused thought as the most difficult work for a man to undertake.

Every time your mind wanders from what you want to what you don’t want, you essentially nullify the creation of what you do want. If you want to master the law of attraction and begin to attract abundance to all areas of your life, once you are clear on what you actually want, you must undertake the process of training your mind to maintain its focus on your goal.

Again, if you are like most people, at first you will find this extremely difficult. The good news is that, like anything else, all it takes to become proficient at applying the success principles Wattles teaches and thereby become a true master of the law of attraction … is practice. With sustained practice comes sustainable results. This is the essence of the science of getting rich principles Wattles shares in his book.

If you would like more information to help you learn how to master focused thought and all of Wattles science of getting rich principles so that you can attract anything your want into your life, Click Here Now: Wattles Science Getting Rich

Copyright © 210 by Warren Wojnowski, All Rights Reserved

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Wattles — as in Wallace D Wattles — is author of “The Science of Getting Rich”, which is one of the landmark books of the past 100 years.

In his book, published in 1910, Wattles teaches getting rich principles which have become the staple of the modern self improvement industry. Napoleon Hill, Earl Nightingale, and Bob Proctor, just to name a few have all written about the “universal secret” and, of course, Rhonda Byrne’s film The Secret was inspired by the Wattles science of getting rich principles.

To help you better understand the essence of what Wattles says in his book, here is an essential overview of the ten key science of getting rich principles he describes:

1. You have the inherent right to live an abundant life. This is the natural order of things.
2. There is a natural energy of the universe which is the essence of all creation and this energy is triggered your by thoughts.
3. The universe is naturally abundant.
4. Mastering your thoughts is the prerequisite to attracting riches into your life.
5. Thought mastery comes from your ability to harness your creative mind as opposed to your competitive mind. This is the essential “training” you must undertake because your mind’s default position is from that of the competitive mind.
6. Leaving the impression of increase in everything you do and with everyone you touch is one way you align with your creative mind.
7. By expressing gratitude, you further align your mind and your thinking with the creative energy of the universe.
8. The secret to manifesting what you want is to use the technique of “creative visualization”, or thinking in the “certain way”. To manifest something new, simply simply hold a clear image of what want in your mind, with the feeling of appreciation and gratitude to the universe, and carry that image with you in everything you do.
9. Consistent, practiced thought will trigger a natural unfolding of people, resources, opportunities and actions that serve to bring your creation into reality.
10. By Exercising the power of your will upon yourself consistently, every day, you will get rich and achieve what you want in the exact proportion to which you have successfully maintained true to the creative process.

There is an elegant simplicity to the science of getting rich principles Wattles describes in his book. Those who have learned to master these principles have achieved remarkable success.

If you would like more information to help you learn how to master Wattles science of getting rich principles so that you can attract anything your want into your life, click here now: Wattles Science Getting Rich

Copyright © 2010 by Warren Wojnowski, All Rights Reserved

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How to create a wealthy mindset. Wealth creation all starts with your mind and the mindset you carry. If you have an abundance attitude and wealthy mindset, you’ll be able to attract the financial success you deserve.

While there are many paths to wealth, once you discover the abundance mindset, you’ve set yourself up for actually achieving your dreams. But how do you create this mindset in the first place?

Here are some techniques that will help you develop a wealthy mindset:

1. Visualize your goal. It’s not enough to just say you want to “be rich.” You have to make the conscious decision to create a clear goal and visualize all the details. It’s best to focus all of your energy on one thing rather than spreading yourself too thin.
2. Be specific. Break down your goal into minute details and start thinking about the exact steps you need to take in order to get there.
3. Break up the plan. The goal seems huge at first, but once broken down into smaller, more manageable steps, it doesn’t seem so bad. Focus on each individual task that you need to complete, and then congratulate yourself once you achieve each step.
4. Take action. It’s easy to get caught up in the daydreaming and planning phases of your goals, but action is what it takes to get you there. Your dreams become realities with action; otherwise they’ll just remain dreams forever.
5. Seek a mentor. Sometimes people are tempted to go at it alone, but you’re not alone in this world! There are many out there that would like to see you succeed and it’s your responsibility to find these like-minded people. Perhaps a business mentor or life coach may be just what you need to give you that extra push.
6. Focus on your thoughts. If you’re experiencing confidence issues, it’s important to take time to focus on your thoughts. Do you really believe that you can achieve wealth? Are negative thoughts holding you back? If necessary, remind yourself that wealth is possible and that success is a very real possibility for you as well.
7. Believe you deserve it. Believe that you are worthy of achieving wealth. If you don’t think that you deserve it, you may unconsciously set yourself up for failure. In turn, you may actually become the roadblock that prevents you from the wealth you deserve.

Believe In Yourself

Do you truly want wealth? Then be willing to follow through on your action plan while maintaining a positive attitude.

In life there are plenty of snags in the road and your path to wealth won’t always be easy. If you maintain the perseverance to achieve, you’ll be more willing to seek solutions and find success.

Remember that you have to start somewhere. Take the time to truly appreciate your progress. So for example, if you’ve doubled your salary, that’s a huge feat to be celebrated! While you may not be rich yet, you’ve made progress on the way to wealth. Keep focused on your goal and you’ll continue to build an unstoppable momentum.

This wealthy mindset article is brought to you by InspiredAbundance.com

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Do you find yourself dreading having to get up and go to work each morning?

Has your work and your routine left you feeling you are stuck in a rut? You wake up each morning and go to the same job, driving on the same roads, walking on the same streets, and doing the same thing day after day. It gets pretty boring — and pretty depressing.

Perhaps you feel unappreciated at your work. You may be a hard worker but never get the true recognition you deserve from your boss and colleagues. Just once you would like your boss to pat you on the back and say, “Good job,” but unfortunately that day never seems to come.

If this describes you, it may be time to fire your boss and venture out on your own. Although this may seem like a completely overwhelming move, it may not be as hard as you think.

Often, when you are stuck, all you are really lacking is an idea. Consider some of these options for starting your own business that can become your path to firing your boss:

1. Become a Virtual Assistant. Being a Virtual Assistant allows you the flexibility of staying at home while managing tasks for other companies.

   This is a great option if you enjoy computer work, managing tasks, paperwork, or customer service. Though it may take a bit of time to get your VA business off the ground, virtual assistants can command a high price for their services, especially if they have technical skills.

2. Join a network markeing company. These businesses are quite popular, but they do have their pros and cons. If you think that perhaps a network marketing company is the business for you, be sure to do your research.

Make sure the company you decide to partner with has a good track record. You can confirm this by speaking with other representatives of the company, doing some basic research, and also by trusting your intuition.

Beware of exorbitant enrollment fees. To become eligible as a distributor should generally not cost you more than $100, since this is really simply an administrative fee. That’s not to say there won’t be products to purchase or investments required to position yourself favorably within the compensation plan, but those investments should be optional so that you are able to craft your own business plan that best works for you. If there are required purchases in order to join as a distributor, beware.

Many people succeed at a multi level marketing business, but countless others fail miserably. Research the details of what you’ll need to do to succeed in your chosen business and ask yourself if you can do what it takes. It’s a legitimate business model, but it requires hard work and persistence to succeed. So take the time to become informed and educated about the business before you sign on the dotted line.

Here are two resources to help you. First is an article that explains the history of network marketing. Second, we have an interview that answers your network marketing legal questions.

3. Make and sell your own crafts. Are your friends envious about the beautiful things you can make with your own two hands? Then this may be the business you’re looking for! With websites such as eBay and Etsy, as well as local arts and craft shows, many people are making a substantial living selling their homemade creations. Unique or one-of-a-kind items always sell at higher prices than the common ones.
4. Become a Life Coach. This business opens up a realm of possibilities. If you enjoy listening to people and providing advice, becoming a life coach may intrigue you. A life coach provides good, solid advice to individuals relating to a particular area in their life.

A life coach can specialize in many different areas. For example, some coaches only deal with stay at home moms, while others help those wanting to make more money or lose weight. The options are absolutely endless. You can go for training and become a certified coach at your local college or online.

To succeed, you must promote and market yourself strongly, and it may take awhile to get the business of the ground. But if this is something that you truly hold a passion for, it can turn into an extremely lucrative endeavor.

5. Become a Caterer. Does everyone say that no one can cook like you do? Do you get request after request for your recipes? Do you find spending time in the kitchen relaxing? Then starting a catering business may be something you’ll want to explore further.

As in any business, it may take a bit of patience and energy to get it started, but the benefits will be well worth the energy. Make sure to call your friends and family and tell them to spread the word about your new catering business. Once you can secure your first party or event, you’ll have word of mouth recommendations marketing your business for you. If cooking is your passion and you learn how to manage food costs and market your business, then you’ll have no problem succeeding in this lucrative industry.

These are just a few ways to fire your boss and start your own business. Your next step is to decide where your passion lies. Decide what you enjoy doing and go from there. Beginning your own business is not easy, but with a dash of hope, dreams, patience, and hard work, you’ve just won half the battle!

Would you like more tools to help you break out of your rut and live a happier, healthier, more abundant and fulfilling life? Our Self Help Store has a wide range of tools and programs to help you that you won’t find anywhere else

This personal growth article is brought to you by Inspired Abundance (InspiredAbundance.com)

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Is finanical strain creating a dark cloud that is negatively impacting your life? In this article, you will discover some simple, straight forward tips for reducing financial strain in your life. So keep reading.

Financial strain is probably the biggest cause of stress in today’s economy. With so many people losing their jobs, just trying to make ends meet can cause added stress to your already stressful life. The good news is that there is a way out.

Map Out a Plan

If you are not on a budget, you must get on one. I know the word budget seems like a bad word, and it does require effort and planning, but it is the best way to relieve financial stress. Living on a budget means you’re in control of your money, instead of your money controlling you.

There are many classes or programs specifically designed to teach you how to budget if needed. Simply do a search online using the terms “how to live on a budget” or “budgeting” and you’re sure to find one that meets your needs and is easy to use.

The key to sticking to a budget is making sure it’s easy to implement. Ask your friends and relatives what budgeting plans or programs they use and do a little research before deciding on one. But whatever you do, choose something!

Good Food at Great Prices

Another area where you can save money is at the grocery store. By using online and paper coupons, as well as flipping through the weekly flyers, you can save hundreds of dollars every month! Again, this takes some planning, but it will help relieve a lot of financial strain.

Knowing how much you spend on eating out may be a shocker to you. Cut back on restaurant food and plan more meals at home. You’ll be surprised at how much money you’ll save and you may even lose a few pounds!

Review Your Automatic Payments

Cutting out automatic payments from your spending will also help you be in control of your money. Look at any programs or services that you’ve subscribed to that automatically takes money from your account. You may find some you never use that you can cut out. Or perhaps there are better deals to be had elsewhere, so do your research!

Choose Used

One of the best ways to reduce your expenses is by driving a used car. If you’re making a car payment, you’re throwing away money that could be better used elsewhere. If it’s possible, sell your car, pay it off, and buy a used car with the cash that you’re saving on monthly payments. You may have to give up a little pride, but reducing stress and financial strain is far more important than pride!

Tips to Reducing Financial Strain in Your Life

Other ways to overcome financial strain is to supplement your income. You can do this in a variety of ways. Some of them you may even find fun!

• De-clutter your home of “stuff” by sorting through and selling it on eBay, Craigslist, or Kijiji.
• Clean out your shed or garage and have a yard sale.
• Sell arts and crafts or jewelry on Etsy or eBay.
• Start an online business using skills you already have.
• If you’re a good at a particular subject, start tutoring or teaching music lessons.
• If you’re a golfer or skier, get a second job at a resort or golf club. This will not only bring in extra income, but they probably offer discounts to employees, saving you money while still being able to enjoy something you love.
• Get a second job that offers flexible hours. Use the extra income to pay down debt or start saving for your emergency fund.

Having a plan, sticking to a budget, and increasing your income are the best ways to overcome financial strain during these tough economic times. If you’re diligent and determined not to let today’s economy stress you out, you’re sure to succeed!

Would you like more tools to help you live a happier, more abundant and fulfilling life? Our Self Help Store has a wide range of tools and programs to help you that you won’t find anywhere else

This personal growth article is brought to you by Inspired Abundance (InspiredAbundance.com)

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photo by Warren Wojnowski

Saving money — at least stretching it further — is at the top of everyone’s mind given the state of today’s economy. In this article, you will discover seven simple ways to save money … without having to sacrifice your lifestyle in the process. It’s easier than you think.

Are you looking for ways to save money, but don’t want to sacrifice your current lifestyle?

You’ll be surprised at how many different things you can do to achieve this. Below are just a few ideas you can utilize to start saving money during these rough financial times:

1. Save Money While Eating Out: For some people, eating out is one of their biggest variable expenses, but you can still save money without sacrificing your lifestyle. You can often find restaurant coupons in the paper or online.

   You can also cut your bill in half by sharing a meal. We all know restaurant portions are huge and can probably feed at least two people. Cut down on the amount of food you eat and save money by sharing a meal with a friend or spouse.

2. Save Money On Gas: There are several different ways you can save money on gas by simply thinking about how many unnecessary trips you take and planning fewer trips where you can. This is where planning your day and clustering errands into one trip is key.

Also, if you have more than one driver in your family, the person who drives the furthest to work or school should use the most fuel-efficient vehicle. It sounds obvious, but that’s because it is.

3. Save Money Consolidating Payments: Often your lender or bank will give you a loan to help reduce your monthly costs and interest payments. If you can’t get a loan, see if you can transfer your high interest balances to a lower interest credit card. If you have high interest credit cards, one of the smartest ways to reduce debt is to negotiate those interest rates.
4. Save Money By Cutting Out Unnecessary Fees: There are often hidden fees on credit cards, bank loans, and bank accounts that you may not be aware of. Be sure to read the fine print before signing any contracts. You’ll also want to check your monthly statements for any fees that you may not be aware of and call to complain if you spot anything funny.

In addition, avoid bouncing checks and cash advances. Both insufficient fund fees and cash advances are probably one of the largest money suckers, but the easiest to avoid. Being in control of your money and knowing where it’s going will help you save money on unnecessary fees.

5. Save Money Budgeting: You need to know how much money you have coming in and directing the money where you need it to go. Budgeting means being in control of your money instead of your money controlling you. When you’re on a budget, you can actually save money without losing the lifestyle you desire.
6. Save Money On Gym Fees: Belonging to a gym is a helpful way to lose weight and stay in shape; however, the fees can be very costly. Besides, you can still stay in shape and get great workouts at home, while saving tons of money. Workout DVDs (or even free videos on YouTube) cost a lot less than a monthly gym membership and there’s a huge variety to choose from.

If you use the gym and it’s keeping you healthy, than it’s a good investment. After all, your health is important. But you should also be realistic with your workout expectations, meaning, if you haven’t gone for months, you’re probably not going to go all of a sudden, so you’re better off cancelling the membership.

7. Save Money on Groceries: If you’re like most, your grocery bill is one of the biggest bills you have, next to house payments. You can cut this bill by hundreds each month easily. A little planning and effort is all it takes. Using online and paper coupons, in addition to your grocer’s weekly sales flyer can cut your grocery bill by 25 to 30 percent.

The average family of four spends over $700 a month on groceries. By using coupons and shopping the sales, you can save over $200 a month on groceries. Couldn’t we all use an extra $200 a month right now?

Over and above all that, here are some additional ways of saving money without sacrificing your lifestyle:

• Turn off lights when not in use.
• Open windows instead of turning on the air conditioner.
• In the winter, wear sweaters to keep warm and turn down your thermostat.
• Turn the water off while brushing your teeth.
• Take showers instead of baths.
• Unplug any electronic devices when not in use.

Finding a better way to enjoy the activities you love will not only save money, but will also reduce financial stress so you can maintain the lifestyle of your dreams.

Would you like more tools to help you live a happier, more abundant and fulfilling life? Our Self Help Store has a wide range of tools and programs to help you that you won’t find anywhere else

This personal growth article is brought to you by Inspired Abundance (InspiredAbundance.com)

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For most of us, learning how to attract money into our life easily is very difficult. I received the following email from one of our readers recently that really struck a chord:

“Warren, what is your definition of money and how do you picture it? The reason I ask is because I have tried so many different home study and coaching programs that tell you how to think and begin to manifest money and wealth, but they just don’t work for me. And no one seems to really want to take me there. I’m not saying that their programs have no value, but they don’t seem to ever really complete the picture. I notice you have a couple of programs of your own that you’re selling, so help me with these questions.

How does someone like me, who’s still not able to get it, get over the hump? I am working really hard and I want to create more abundance in my life, but I haven’t been able to make any of these programs work for me.”

Firstly, thank-you for the email. You’ve asked some really good questions and they’re questions most of us can relate to at one time or another.

Money, for me is merely energy … it’s a medium of exchange. There’s nothing good or bad about money, but rather it just is what it is and is a means by which I’m able to acquire things or services I desire, or by which I’m able to contribute.

By the way, debt is the same. It’s neither good nor bad, it’s just debt. How we feel about it and what we think about it can make the debt we may carry feel like a good or bad thing, but those are all feelings that are predicated on the mindset we hold around the topic. And of course, by law of attraction, what we are focused on and how we feel about it is going to determine what we attract.

When I’m visualizing about what I want, and if I take the time to peel back the layers of the onion, it’s never the money. Yet, this is a trap I catch myself falling into often — I’ll find myself focused on the money rather than what I really want. And what I really want is ultimately to be able to experience and feel something.

For example, I want to be able to take my family to Disney World and watch the enthusiasm of my kids as they ride Space Mountain. That’s the feeling of joy I want to have and that’s what lights me up. It may require some money to make that happen, but it’s the experience at Disney World that I’m after and that’s what I really want. And when I picture the experience in my mind, it triggers real emotion for me.

Which is exactly what I’m after.

The challenge with all of the “how to think and get wealthy” programs (including our programs), is not that someone is not willing to take you there, but rather it’s that no one can take you there other than yourself. And there’s the rub …

I know I often catch myself just wishing someone would take me by the hand and “show me how” and just fast track my journey for me. But of course that never works because the journey is 99% mindset and without the mindset, the mechanics just don’t have the same impact. And the only person who can change my mindset is me, but it takes a ton of effort, patience and persistence every day, even when it’s not obvious that it’s working or having an impact.

Developing the faith and the trust is such a personal thing … and it’s where the bulk of the work lies.

The best I can suggest to you is that there is a set of daily practices you can adopt that will help to build the habit of thinking that will result in a change of mindset over time. But the degree to which that mindset shift occurs depends entirely on your diligence in fully engaging with the practices every day regardless of how you feel and what’s going on around you.

In my opinion, that’s why most people “fail” at this. They don’t stick with the practices for more than a few days at best and so not enough time has been invested to establish new habits. So of course, the old thinking habits then immediately kick back in.

I keep observing this behaviour even in myself. It’s difficult to stay focused on what I want when all of my present results or circumstances are to the contrary. It takes discipline and will power to keep my mind focused on where I intend to go rather than where I am.

As the cliche goes, developing the mindset that allows you to attract money easily is a simple matter of developing new habits of thinking, but it may well be the most difficult work you will ever undertake.

Copyright © 2009 by Warren Wojnowski, All Rights Reserved

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“Read these money saving tips that are proven to work”

One thing the current economy has showcased to most Americans is the necessity of being frugal in nearly everything they do. Frugality isn’t taught in schools, and it’s a lesson that most of us have to learn the hard way by falling short on some bills.

Even worse, we’re bombarded with misleading messages that tell us that “going into debt is fine…”

Debt is not fine, especially consumer debt. Debt is an addiction, and an expensive one. If you’re learning this the hard way, it’s time to look at trimming expenses. It’s even better to learn these lessons early, but better late than never.

The ultimate aim is to live on 80-90% of what you earn. Starting out, you can bank the rest in an interest bearing account. You don’t need to get into complex investment vehicles; a good bank account that pays interest in both checking and savings and has no fees is a head start.

Know where your money is going

First things first, tabulate your current expenses. List three months of expenses and find out what you’re spending on restaurants, coffee, eating at home, going to movies, and everything else.

What you find may be painful, but it’s worth the effort writing out your expenses. You’ll quickly notice that there are fixed expenses (like your mortgage and utility bills) and variable expenses (like food and entertainment). You’ll discover lots of ways for money to vanish down rabbit holes by examining your variable expenses!

Money saving ideas

Now look for things to trim:

1. Do you regularly buy a latte on the way to work? That’s costing you $20 a week or a bit over a thousand dollars a year. Make a latte at home and drink it on the way to work and save the rest.
2. Do you smoke? Kick the habit. It’s not just killing your lungs; it’s costing you anywhere from $100 to $200 a month or more. That adds up to almost 2 grand per year.
3. Do you eat out at lunch? Even a fast food meal is around six bucks. If you figure you spend 240 days a year at work, and eat out for a hundred of them. Is that $600 you’d rather have back?

Get in the habit of spending Sunday afternoons packing a week’s worth of lunches. You can make your favorite foods and freeze them or cook a little extra for dinner each night.

4. Unnecessary ‘convenience food’ costs you. While you’re in the kitchen, look at how many pre-packaged meals you eat. Every single one of them represents two to three dollars you’re paying someone to cook something for you.

It’s amazing how much money you can save by learning how to cook your own food! The general rule is that for the same quantity of food, a pre-packaged meal costs twice to three times as much.

5. Make your own fast food. Once you start cooking, you can look at other ways to be frugal, like cooking large batches and freezing the leftovers. When you need food fast, grab something out of the freezer and just heat it up.
6. Drink water. You pay a lot less for water from the tap than you do for soda or bottled water. Buy a water filtration pitcher, and keep it filled.

Any time you feel the urge to grab a soda, drink an 8-ounce glass of water first. Then see if you’re still thirsty. This will cut down your soda habit tremendously.

7. Use coupons. Save even more money by using coupons when items are on sale. You might end up paying only a few cents for an item you use all the time.
8. Follow the ‘wait 30 days’ rule before buying anything that costs more than $50 or so.

Build money saving habits

Being frugal and learning how to save money takes patience and practice, but the rewards are worth it when you find you’ve saved enough money to get out of debt, go on vacation, or buy a new car.

Make small changes every week to form new habits, and before you know it, you’ll have a whole new way of living and extra money in the bank.

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